Thus it is necessary to study risks in insurance companies, risk measurement and risk shifting.

因而,对保险公司风险管理即对保险公司风险 、 风险度量以及风险的转移研究是非常重要的.

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The development of banking system experiences a process from credit creation to risk shifting.

金融经历了从融通资金到信用创造,再到转移风险的过程.

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